Virtually all Minnesota employers are subject to a legal requirement that they carry workers’ compensation insurance. This requirement is generally not dependent on the size of the employer—it applies regardless of the number of employees a particular employer has. So what happens if, for example, you work for a small, family-run business with only a few employees, and recent discussion about another employer’s situation has led you to believe that your employer does not have any workers’ compensation insurance whatsoever; what should you do? First of all, it’s generally fairly easy to determine whether your employer actually has insurance…
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